It’s no surprise that buying a house is the American Dream. It means not having to hear neighbors above you, being able to paint the walls whatever color you choose, and having a yard for entertaining. But buying a home is a big investment, and many wonder if it is a good investment.
Many people are tempted to try to sell their homes themselves, not realizing all the ways a realtor can help. Sure, selling a house by owner may save on commission costs, but a realtor lends a lot of expertise that makes those costs worth it. A great real estate agent knows how to price, market, and sell homes as fast as possible, and for more money. If you’re not “sold” on finding a realtor to help you, consider all of these things you’ll be missing.
Having a good credit score gives people an advantage when it comes to getting higher credit limits, lower interest rates, and qualifying for loans—particularly mortgage loans. It is not impossible to buy a house with bad credit, but it will be more challenging.
If you want to do everything possible to sell your house quickly— and for the most money — it’s worthwhile to consider having an open house. Potential buyers need to experience firsthand what homes have to offer in person. An open house offers a pressure-free atmosphere for doing just that. An experienced agent will promote your event and will be there to greet attendees and offer all the information they need.
It’s no secret that letting go of the family home is hard for aging parents. With so many memories of kids running up and down the steps and tossing footballs in the yard, many seniors remain in a house that has more room than they need—and more maintenance than they can handle. What’s more, moving in the golden years can be overwhelming. Decluttering and packing is a huge job, and securing a mortgage after retirement is intimidating on a fixed income.
There is a lot of advice online for people going from renting to buying their first home—or juggling buying and selling a house at the same time. But what about homeowners who are ready to say goodbye to homeownership?
While April and May are great months to put a home on the market, selling a house in spring is not the only option. The St. Louis area is still a seller’s market, which means buyers are out there all year long waiting for the right home to become available.
It’s no surprise that some sellers don’t want to leave their appliances behind when moving to their next home. After all, they may have recently purchased an innovative smart fridge or a double oven they always dreamed of, and aren’t quite ready to say goodbye to it. But selling a house without a refrigerator, stove, or dishwasher might be a big turnoff for buyers – particularly if they expect the house to come with appliances.
It’s no surprise that one of the main questions real estate agents get this time of year is “Can I sell my house during the holiday season?” People are busy shopping, baking, and throwing parties – and it does require extra effort to keep a bustling house picked up and ready to show at the drop of a hat.
It is commonly known that a lot of debt can stand in the way of getting a good mortgage rate. And owing too much could prevent someone from getting a home loan at all. But what if you’re in the process of trying to reduce your debt payments? For example, does debt consolidation affect buying a home?
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